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Commercial Insurance
Commercial lines insurance refers to insurance policies designed to protect businesses, organizations, and professionals from various risks and liabilities associated with their operations.
Commercial Insurance Products
Office Comprehensive Policy
The Office Comprehensive Policy is a unique policy designed to cover any conceivable risk in an office environment.
The policy is targeted at Professionals, and it provides protection against loss or damage to office contents caused by fire and allied perils, burglary and breakage of glass on tabletops and mirrors. The Policy also covers the liability of the Policyholder as a tenant.
Marine Cargo Insurance
This Policy insures imports and exports against all risks or against selected perils encountered during the transit by Sea or by Air. The nature of the consignment determines which cargo insurance is suggested to the prospect.
Plant and Equipment
This Policy covers the Plant and Machinery of the Stevedore and Shorehandling Company against all risks of physical loss or damage
Contractor’s All Risks and Erection All Risks Policy
Contract works for roads, bridges, installation of plant and machinery are insured under a CAR or EAR Policy. By this Policy, damage by fire, storm, windstorm etc to the construction works is made good by the insurance proceeds. Losses occurring during the maintenance periods are also covered until the project is handed over to the principals.
Machinery Breakdown
industry-effective insurance cover for plant, machinery, and mechanical equipment at work, at rest or during maintenance operations and it is an annual policy.
All types of machinery, plants, mechanical equipment, and apparatus may be covered under machinery insurance.
Professional Indemnity Policy
Professionals – physicians, accountants, beauticians and other skilled tradespersons – can be held liable for failure to exercise reasonable care, or failure to provide an agreed upon service.
Any detriment or loss the client sustains is recoverable from the professional indemnity cover, which would take over those demands, rather than pay from his/her own resources
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